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Protect Your Identity From E-Skimming, Here’s How

The FBI wants consumers to be aware of a new type of malware that scammers are using this holiday season to get your banking information when shopping online.

It’s called e-skimming and it is almost impossible to detect because it occurs while you are shopping on legitimate websites.

There are ways to protect yourself, your information and your money.

First, try not to shop with with your debit card. use a credit card whenever possible because by law with a credit card you will only be liable for $50. With your checking account if scammers drain your account, you won’t be able to get that money back.

Check your account’s activity often. Don’t wait for the monthly statement. This way you will be able to track suspicious activity.

Finally, avoid inputting your social security number as much as possible online. This gives crooks open access to your identity.

Do you have additional information about this scam?Tell us in the comments below. You can also contact us for more information! Feel free to shoot us an email to Outreach@ConsiderTheConsumer.com. You can also find us on TwitterFacebook, InstagramLinkedIn, or even connect with us directly on our website!

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About the Author: Aisha K. Staggers is a writer, lecturer, political analyst and literary agent. She appears weekly for “Staggers’ State of Things” on the Dr. Vibe Show. Her work has been published by Paper Magazine, AfroPunk, The Spool, GREY Journal, MTV News, HuffPost, Blavity, Atlanta Blackstar, For Harriet, New York Review of Books and a host of other first-run publications and syndicated outlets. Find her on Twitter @AishaStaggers. For more of her work, check out her page here!

The FBI is also reminding folks that if you’re inputting sensitive information online like your Social Security number, that information could also be vulnerable. That’s because the e-skimming warning applies to any website, not just online retailers.

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